Writing a Will as a parent

Being a parent can be stressful and sometimes you might feel like you don’t have a minute to yourself - we understand that writing a Will might be the last thing you’re thinking about at the moment! However, it is one of the most important things you can do for your child as a parent.


If you were to pass away without a will, it may result in a lot of uncertainty and chaos for your loved ones and children.


Whilst having a Will is important to ensure your children are looked after financially, if you die without a Will you won’t have a say in who will look after them if they are minors. If you haven’t appointed a guardian in your Will, and both parents are deceased, local authorities or the courts may decide who should take care of them. This is just one of the reasons why it’s so important to have a Will as a parent.


It’s also important to bear in mind that choosing a godparent for your child is not the equivalent of appointing a legal guardian as godparents have no legal rights.


If you have step-children or foster children that you want to benefit from your estate, you need to include them in your Will as they won’t automatically inherit anything from you unless you have a Will that names them in.

Having a Will also allows you to decide when you want your child to receive their inheritance, and who looks after it in the meantime. Unless you state otherwise in your Will, children with automatically gain access to their inheritance at 18. You can stipulate an older age if you would prefer your child to be more mature before gaining full access. Many people opt for 21, for example or sometimes even older. Your child can still benefit from their inheritance before they reach the stated age, however they will be unable to manage it personally.

If you are a parent and haven’t made a Will yet, get in touch today.