"I haven't got anything; I don't need a Will."

Updated: Jan 17

Keeping with the theme of things we hear clients say, today's blog is all about the importance of appointing Guardians in your Will.

This post is intended to give you a brief idea of why you should make a Will even if you don't believe your finances warrant such a document.

Below are some of the questions we are often faced with, and of course, our response.

My children are christened and have God-parents.

Firstly, let's tackle a common misconception. A God-parent does not have the same authority as a Guardian.

You may wish to name the same person(s) but the roles are different.

A God-parent is there to help guide children with their religious journey if their parent is not around to do so themselves. In short, a Guardian is appointed to look after everything else. This may cover who will physically take care of your children, the type of upbringing you would like your children to have, decisions about their education etc.

Why do I need a Guardian?

If you have children under the age of 18 years then you need to ensure that you have chosen a person to take care of your children, if you die.

If you do not make a Guardianship appointment, then once you have died, the Court will do this on your behalf, obviously without any input from you.

Won't my family just look after them?

Many believe that if they pass away, and their children are still minors, then their family can automatically step in and help raise the children. This is not true.

Quite scarily, without appointing a Guardian, you run the risk that your children will be taken into care until the Court can appoint an appropriate Guardian to look after them.

Losing a loved one, especially in these circumstances, is stressful and upsetting enough without the added stress of the introduction of the care system.

How do I choose a Guardian?

There are many considerations needed when choosing your Guardian and each individual has a desire more important than others.

A Guardian should understand how you would have raised your children if you had been able to do so yourself, for example, the type of lifestyle that you would have liked to have provided.

Other important factors to consider are the health and age of the person whom you wish to appoint, you may also need to consider their own financial position and whether you should provide additional financial support.

Should you wish to discuss any of the above please do not hesitate to contact us.

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